At The Ashcraft Firm, the initial consultation with our office is Free. We ask for about an hour and half of your time in order to fully answer all of your questions. We request that you bring specific information so that we can give you the best legal advice that is specific to your situation. Bankruptcy is a very meticulous form of law so the more specific the information, the more complete our legal advice will be!
These documents contain information that is commonly needed by our clients.
1. Paystubs Needed:
In order to calculate your six month income, we will need paystub information.
If your paystubs DO list year to date (YTD) amounts:
We need the last CHECKDATE of the months indicated on the chart below.
If your paystubs DO NOT list year to date (YTD) amounts:
We need the last paystub from each month for the six months previous to filing.
| Paystubs Needed |
| Filing Month |
Paystubs |
| January |
June, December |
| February |
July, December, January |
| March |
August, December, February |
| April |
September, December, March |
| May |
October, December, April |
| June |
November, December, May |
| July |
June |
| August |
January, July |
| September |
February, August |
| October |
March, September |
| November |
April, October |
| December |
May, June |
2. Business Income and Expense Sheet:
This is only needed for people who are self employed.
Please print this form: Business Income and Expense Sheet PDF
3. Debt Counseling Schools:
Bankruptcy Counseling and Education Programs
You must complete TWO sessions total: one session pre-filing and one session pre-discharge.
GreenPath, Inc.
- Counseling is available by telephone and online at www.greenpathBK.com
| Monday - Thursday |
8:00 am - 7:30 pm (EST) |
| Friday |
8:00 am - 6:00 pm (EST) |
| Saturday |
8:00 am - 5:00 pm (EST) |
- No appointment is necessary. Just call 800-550-1961 to speak directly to a bankruptcy counselor. Pay by debit card, check-by-phone, cashier's check, money order or cash (if paying in person)
- Single filing: $50 for pre-filing, $50 for pre-discharge. $95 if both purchased at the same time.
- Joint filing: $50 for pre-filing, $60 for pre-discharge. $110 if both purchased at the same time.
Money Management International Inc.
- Single or joint filing Pre-Filing Session: $50 a session (joint must be done in the same session, or there will be an additional fee of $50).
- Single counseling Pre-Discharge: $50
- Joint counseling Pre-Discharge: $100
- Pay by money order, cashier's check, check by phone, personal checks, or debit card.
- Sessions are provided face-to-face, by telephone or through the Internet. Telephone and internet counseling is available 24 hours a day, 7 days a week. Also available in Spanish.
- Call 877-895-2227 to speak to a counselor directly.
- Have creditor list available (credit report).
- Online counseling: www.bankruptcycertificate.com (preferred method)
- The first session is about one hour in length. The second is about two hours.
- For more information on Money Management Int., visit their website at: www.moneymanagement.org
Want To Shop Around? Click here to see a list of other approved Debt Counseling Schools